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Elective Tuition Refund Plan

The Cornell Elective Tuition Refund Plan is designed to protect you, the student, from the loss of tuition should you find it necessary to withdraw from the university because of an illness, accident, or for other medical reasons.

This optional plan will cover 85% of your tuition charges in the event you withdraw from the university due to a covered illness or accident. Certain restrictions apply. See the supplemental statement for details. Please read it carefully.

This policy is optional; you are not obligated by Cornell University to purchase the Plan. We recommend that you carefully evaluate this coverage. The plan potentially can provide significant financial assistance to you and your family should you need to withdraw for a covered medical reason.

Special information for Cornell grant/scholarship aid recipients: Cornell grant and scholarship aid funds are applied to tuition charges first. Students who enroll in the plan and who withdraw for covered medical reasons will have their Cornell grant/scholarship aid reduced up to the amount of their original tuition charge. This can result in a partial to full reinstatement of the student’s tuition charges. The plan will cover such reinstated tuition charges, provided the student otherwise meets plan's restrictions and requirements. Please review this plan in view of your financial aid package.

Insurance Cost

The cost may vary per academic year. For 2023-24, the cost is $209 per semester and $418 for the academic year.

Elective Enrollment

A supplemental statement for your elective tuition refund plan will be mailed each year in July to your home address.

Complete an application and make your payment on the Tuition Refund Plan website. If paying by check or money order, please make payable to A.W.G. Dewar, Inc., include the student's name and ID number, and mail the payment to A.W.G. Dewar, Inc., 4 Batterymarch Park, Quincy, MA 02169-7468.

Enrollment Deadline

The supplemental statement must be received before the first day of classes for the semester in which you wish to enroll in the plan (August 21 for fall 2023).

If you applied for coverage for the fall semester, you may have also applied for coverage for the spring semester. To verify your coverage, please contact Dewar directly at or 617-774-1555.

Insurance Claims

Obtain  insurance claim forms and instructions on the Tuition Refund Plan website, or contact us.

Submit your Student Information Release form to us using Cornell's  Secure File Tranfer service. In the To field, use Audrey Nugent (amn88). Do not email or send paper copies of your form to us.


The Tuition Refund Plan is underwritten by the Atlantic Specialty Insurance Company, New York, NY.

A.W.G. Dewar, Inc.
4 Batterymarch Park
Quincy, MA 02169-7468
Phone: 617-774-1555

Note: This statement is a summary only, and is subject to the provisions of the insurance contracts on file in the Bursar's office.